This results in x-rays, scans, and blood work being done in many cases as a form of discovery. That alone can be a few hundred dollars before treatment is even determined.
Any vet visit can quickly become costly. Or, as one of our friends would say; “my pet suffers from a chronic illness of ‘vague and expensive.’”
With Pet insurance, which is somewhat similar to your own health insurance plan, the focus is on unforeseen medical incidents rather than routine preventative visits. Having pet insurance can enable you to say “yes” to a costly, but life-saving, operation for your pet, while also giving you the security in knowing that you aren’t wasting money on the discovery process. After all, is Rover having a real stomach problem, or will that sock he ate pass naturally?
How Does Pet Insurance Work?
Similar to your own insurance, you pay a premium for your pet’s insurance policy and then the insurance will pay the specified amount when you submit a claim. Because this is a voluntary benefit through your employer, premiums will likely be paid through a payroll deduction, and you will probably pay a reduced premium due to a group rate.
What Does Pet Insurance Typically Cover?
Plans will cover different illnesses and conditions, but most are generally focused on non-routine care and will cover a new illness, disease, or injury. More importantly, there are some expenses plans will not cover. Each plan varies, but many plans are similar.
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What Questions Should You Ask When Choosing Pet Insurance Plan?
If your organization is considering this benefit for your employees, consider asking the pet insurance companies the following questions before making your selection:
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An External Perspective: Pet insurance: A good deal? Or a rip-off?
Herb Weisbaum of MSNBC offers his experience when it comes to first-hand situations regarding Pet Insurance while also providing data and other users’ experiences as it regards navigating Pet Insurance. Learn how Weisbaum discovered the value in the service
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